MBA Annual Convention & Expo 2027

The Mortgage Bankers Association (MBA) Annual Convention & Expo is the largest and most prominent mortgage industry conference in the United States, held each fall. Attendees include residential and commercial lenders, mortgage servicers, secondary market participants, technology providers, and federal housing policy officials. Sessions cover mortgage origination trends, CFPB and FHFA regulatory updates, secondary market liquidity, servicing compliance, and forecasts from the MBA's chief economist. The event also hosts a large technology expo floor where vendors demonstrate loan origination systems, pricing engines, and compliance tools. Full event details at MBA Annual Convention website.

The MBA Annual attracts a diverse cross-section of the mortgage industry: (1) Mortgage lenders and originators — bank and non-bank lenders, community banks, credit unions; (2) Mortgage servicers — companies managing loan portfolios, escrow, and loss mitigation; (3) Secondary market participants — Fannie Mae, Freddie Mac, Ginnie Mae, private MBS investors; (4) Technology vendors — LOS providers, pricing engines, digital mortgage platforms; (5) Regulatory officials — representatives from CFPB, FHFA, HUD, and VA; (6) Real estate and title professionals. The event is particularly valuable for senior executives and compliance officers. The MBA's about page describes the organization's membership and advocacy role.

Key focus areas for the 2027 convention include: (1) Federal Reserve policy and mortgage rate outlook — the MBA's chief economist presents the annual mortgage market forecast; (2) CFPB supervisory priorities — servicing compliance, fair lending, and RESPA enforcement updates; (3) Affordable housing and GSE reform — Fannie/Freddie conservatorship status and conforming loan limit adjustments; (4) Mortgage technology — AI-powered underwriting, eClosing adoption, and fraud prevention; (5) Servicing and default management — loss mitigation frameworks, forbearance outcomes, and servicing transfer compliance; (6) Commercial real estate credit — office sector distress, multifamily financing, and CMBS market conditions. See our 2027 mortgage rate forecast for the current rate environment context.

The MBA Annual is primarily oriented toward lender executives, servicers, and policy leaders rather than individual mortgage brokers. For independent mortgage brokers (IMBs), the MBA IMB Conference (held separately in February) is more targeted. However, the Annual is valuable for brokers who: (1) Want visibility into wholesale lender strategy and secondary market pricing trends; (2) Are evaluating technology vendor relationships; (3) Want to network with bank and non-bank lender executives; (4) Operate larger brokerage operations with compliance or operations leadership. The exhibitor floor is accessible to all attendees and provides product evaluations without requiring session attendance. For a more broker-focused alternative, consider Inman Connect 2027.

The MBA Annual is a major signal event for the mortgage industry's forward rate expectations. The MBA Chief Economist's annual forecast, presented at the convention, is widely reported and influences lender planning for the following year. Topics addressed include: Fed funds rate trajectory, 10-year Treasury forecast, refinance volume expectations, purchase origination volumes, and housing starts. The forecast also covers affordability metrics and the geographic distribution of purchase demand. Lenders use these forecasts to plan staffing, technology investment, and product mix. Track the rate environment with the Freddie Mac Primary Mortgage Market Survey alongside MBA data.